UK Annuities: FINANCIAL CONDUCT REGULATED SITES • QUALIFIED, TRUSTWORTHY ANNUITY ADVICE

Centralising Your Pension Annuity Search

BUT FIRST, SOME IMPORTANT INFORMATION THAT COULD BOOST YOUR RETIREMENT FINANCES Have you taken out a credit or store card, mortgage, secured loan, unsecured loan or hire purchase agreement in the last 10 years? If you have (or have had) a mortgage, loan or credit card with providers such as Barclaycard, Abbey, Santander, Littlewoods, MBNA, Halifax, HSBC, HBOS, Lloyds, Natwest, RBS or in fact any other credit provider, you may be able to reclaim up to £15,000 if you were sold PPI insurance - in most cases even if you have lost the paperwork. Learn more about PPI Claims now!


annuity comparisons Visit Open Annuities

You could increase your annuity by thousands. Make sure you recognise the best annuity advice when you get it. The more information about annuities you have, the more able you will be to recognise the best annuity advice when you receive it.
Visit Open Annuities Financial Services Register Number 530750


Annuity Plan Visit Pension Annuity Plan

You may be able to secure several thousand pounds more over your lifetime from annuity providers than your current pension provider. Many are unaware of this very important information. The more information you have, the more able you will be to recognise the best deal when you see it.
Visit Pension Annuity Plan Financial Services Register Number 530750


annuities plan Visit Annuities Plan

All fund sizes welcomed. Why should the annuity buyer be careful? Buying from your pension provider isn't always necessarily the best idea.
Visit Annuities Plan Financial Services Register Number 530750


annuity comparisons Visit Pension Annuity Planner

This company may be able to increase your standard pension annuity through enhanced annuities.
Visit Pension Annuity Planner Financial Services Register Number 530750


annuity comparisons Visit Annuity Base

Using specialist annuity industry search software, an FCA registered Independent Financial Adviser will query top annuity and annuity alternative providers' databases to help you compare and choose which one is the best for you.
Visit Annuity Base Financial Services Register Number 530750


annuity comparisons Visit The Enhanced Annuity

Specialists in enhanced annuities. It is estimated that up to 40% of the UK population could boost their pension annuity income with an "enhanced annuity".
Visit The Enhanced Annuity Financial Services Register Number 483817


annuity comparisons Visit Annuity Comparisons

Why would you use an automated annuity comparison website when an authorised, qualified pension consultant can advise you which is the best annuity for free with no obligation to buy? There are many reasons why you should not trust your future income to comparison tables on faceless sites. In some matters you need absolute certainty.
Visit Annuity Comparisons Financial Services Register Number 483817


annuity comparisons Visit Annuities Extra

Pension annuities for those of us who are not in the best of health. If you've a health problem, no matter how small or insignificant you think it is, you'll stand an increased chance of a higher annuity income.
Visit Annuities Extra Financial Services Register Number 483817


annuity comparisons Visit Simple Annuities

Finding an annuity does not have to be difficult. Pension annuity retirement finance experts with vast experience of annuities are waiting to help you. Compare pension annuities and annuity alternatives now.
Visit Simple Annuities Financial Services Register Number 483817


annuity comparisons Visit The Female Annuity

1000's of women retire every week in the UK. Compare annuities for women and their alternatives.
Visit The Female Annuity Financial Services Register Number 460094


annuity comparisons Visit Annuity Pathway

Your simple pension annuity journey. How you might take the wrong annuity route and lose the annuity income that is rightfully yours.
Visit Annuity Pathway Financial Services Register Number 460094


annuity comparisons Visit Just One Bite Annuities

How a pension annuity will affect your life. You will only get one bite of the annuity apple. Once you buy an annuity, there's no going back.
Visit Just One Bite Annuities Financial Services Register Number 460094


annuity comparisons Visit Pension Annuities Plus

Your annuity income may increase if you have had certain conditions such as high blood pressure, asthma or high cholesterol. This is also true for smokers and for those who have worked in certain occupations. Get pension annuity comparisons now.
Visit Pension Annuities Plus Financial Services Register Number 483817


annuity comparisons Visit Annuity Answers

Why should the pension annuity buyer beware and why do so many retirees ignore a much bigger annuity income? Compare annuities now.
Visit Annuity Answers Financial Services Register Number 483817


annuity comparisons Visit Smokers Annuities

Your lifespan as a smoker and your annuity options. We're sorry to be blunt, but you most likely already know that smokers, in general, have shorter lifespans than non-smokers. Of course annuity providers are well aware of this unfortunate fact of life. Increase your annuity now.
Visit Smokers Annuities Financial Services Register Number 483817


annuity comparisons Visit Annuity Key

Unlike some companies, all fund sizes are accepted. The Retirement Income Customer Hotline Limited may be able to boost your pension income by more than 40% compared with your current pension provider's offering.
Visit Annuity Key Financial Services Register Number 460094


annuity comparisons Visit Buy an Annuity

Buying an annuity from your pension provider isn't always necessarily the best option! You might be able to secure several thousand pounds more over your retirement from annuity providers than your current pension provider.
Visit Buy an Annuity Financial Services Register Number 154622


annuity office Visit Annuity Office

We recognise our annuity clients as individuals, which is why we deal with every case on a one-to-one individual basis. Did you know for instance that your income may increase if you have had certain health problems such as high blood pressure, high cholesterol or asthma? This is also true for smokers and for those who have worked in certain occupations.
Visit Annuity Office Financial Services Register Number 483817


ANNUITIES: Prudential Annuities News


Pensions and Annuities Research:

Prudential 1999 New Business Results

Record total funds inflow of over #18bn Total long term insurance and investment premiums up 61% to #12.3bn UK insurance and investment premiums up 61% to #7.4bn Jackson National Life premiums up 43% to #4.1bn Asia insurance and investment premiums over four times 1998 levels egg deposits reach #7.6bn - customers exceed 800,000, including 175,000 egg card accounts. Prudential's group-wide operations enjoyed a record year in 1999 with total insurance and investment sales of #12.3bn, up 61% on 1998. Banking deposits continued their strong performance and now stand at #8.1bn, including #7.6bn of egg deposits. In the UK, total insurance and investment premiums of #7.4bn were also up 61% over 1998. This increase predominantly reflects the continued strong growth of the IFA channel, which was up 76% to #5.4bn. The IFA channel now accounts for almost three quarters of Prudential's UK insurance and investment sales. Sales by M&G for the eight months since acquisition totalled #583m, an increase of 20% over the equivalent prior year period. Overseas, Jackson National Life sales continued their strong growth up 43% on prior year at #4.1bn. Within this result, variable annuity sales were more than double 1998 volumes at #1.2bn. In Asia, new business premiums were more than four times 1998 volumes. Insurance sales have more than doubled to #288m, while mutual fund sales in India were #583m, compared to the seven months' sales of #72m in 1998. UK banking operations continue to perform strongly, with #8.1bn of deposits at year end and an asset book of over #2.0bn. egg now has in excess of 800,000 customers and has accepted in excess of 175,000 credit card accounts in the four months since launch. Deputy group chief executive Jonathan Bloomer commented: "Prudential's new business figures represent another very strong performance with a record #18bn inflow of funds. This provides further confirmation of the success of our strategy of broadening distribution reach and increasing product choice across all of our businesses. In the US, variable annuity sales were more than double 1998's level and in Asia sales have quadrupled, representing significant progress in both these markets. I am particularly pleased by the progress in integrating M&G with our existing fund management operations, and egg continues to show excellent growth. The response to our new egg card has been tremendous and we continue to acquire new customers at an impressive rate." UK OPERATIONS IFA Businesses In the twelve months to December 1999, IFA insurance and investment sales were up 76% to #5.4bn. This reflects the continued strong sales of Prudence Bond,totalling #1.9bn compared with #1.2bn in 1998, and the inclusion of eight months of M&G's IFA sales. In addition, the impact of two major bulk annuities sold by Prudential Annuities in July, added #1.1bn to the result. IFA sales now account for almost three quarters of UK insurance and investment sales (1998: 66%). M&G M&G sales (IFA and direct) for the eight months to December 1999 were #583m, up 20% on the same period in 1998. Total funds under management stood at #20.4bn up from #18.5bn twelve months ago. M&G's corporate bond funds were particularly successful, attracting new funds of #347m. Prudential Retail Consultant productivity continues to improve at Prudential Retail where insurance and investment sales have grown by 16% over 1998 to #1.8bn. Over the same period, sales force headcount has been reduced by over 40% to less than 1,900. 1999 has seen a shift away from our traditional regular premium pension products, with strong growth in single premium investment bonds. Mortgage sales also continue to perform strongly, with a net increase in Prudential branded mortgage business of #600m in 1999. egg and Prudential Banking egg continues to launch new products and expand its customer services. During 1999 egg launched the egg card and internet shopping zone as well as offering internet only savings accounts and on-line mortgage and loan application facilities. JACKSON NATIONAL LIFE Total insurance and investment sales were 43% ahead of 1998 at #4.1bn, with variable annuities more than double the prior year at #1.2bn reflecting Jackson's successful marketing strategies, new product development and the on-going strength of the US equity market. Fixed annuities are 23% ahead of prior year at #826m, after a slow start to the year, benefiting from the recent increases in US interest rates. Fourth quarter fixed annuity sales of #257m were more than double that in the equivalent period last year. ASIA Total insurance and investment sales in Asia have more than quadrupled compared to the corresponding period in 1998. Total insurance sales more than doubled to #288m due, in part, to the continuing strong performance of the PruInvestor Bond and the PruLink HiSaver Account in Singapore. Mutual fund sales in India reached #583m for the year. Gross redemptions in the quarter totalled #38m bringing redemptions for the year to #272m, reflecting the liquid nature of the money market funds. Enquiries Jeremy Reynolds/Kevin Russell Prudential Media Relations Tel: 0171 548 3721/3723 David Doyle Investor Relations Tel: 0171 548 3753 PRUDENTIAL PLC - 1999 NEW BUSINESS PREMIUMS - FULL YEAR Single Regular Total 1999 1998 +/-(%) 1999 1998 +/-(%) 1999 1998 +/-(%) #m #m #m #m #m #m UK Operations IFA Channel: Individual Pensions 218 216 1% 50 42 19% 268 258 4% Corporate Pensions 593 434 37% 95 53 79% 688 487 41% Life 2,084 1,434 45% 75 74 1% 2,159 1,508 43% Annuities 1,805 699 158% - - 0% 1,805 699 158% Investment Products 372 54 589% 5 - 0% 377 54 598% Sub-Total 5,072 2,837 79% 225 169 33% 5,297 3,006 76% DSS Rebates 64 33 94% - - 0% 64 33 94% Total 5,136 2,870 79% 225 169 33% 5,361 3,039 76% (Schedule 2) M&G (Direct): Investment Products 200 - 0% 8 - 0% 208 - 0% Total 200 - 0% 8 - 0% 208 - 0% Prudential Retail: Individual Pensions 35 41 (15%) 51 75 (32%) 86 116 (26%) Corporate Pensions 4 3 33% 39 47 (17%) 43 50 (14%) Life 883 608 45% 49 55 (11%) 932 663 41% Annuities 534 462 16% - - 0% 534 462 16% Investment Products 40 81 (51%) 7 15 (53%) 47 96 (51%) Sub-Total 1,496 1,195 25% 146 192 (24%) 1,642 1,387 18% DSS Rebates 175 175 0% - - 0% 175 175 0% Total 1,671 1,370 22% 146 192 (24%) 1,817 1,562 16% Total UK Operations: Individual Pensions 253 257 (2%) 101 117 (14%) 354 374 (5%) Corporate Pensions 597 437 37% 134 100 34% 731 537 36% Life 2,967 2,042 45% 124 129 (4%) 3,091 2,171 42% Annuities 2,339 1,161 101% - - 0% 2,339 1,161 101% Investment Products 612 135 353% 20 15 33% 632 150 321% Sub-Total 6,768 4,032 68% 379 361 5% 7,147 4,393 63% DSS Rebates 239 208 15% - - 0% 239 208 15% Total UK Operations 7,007 4,240 65% 379 361 5% 7,386 4,601 61% Jackson National Life: Fixed Annuities 826 670 23% - - 0% 826 670 23% Equity Linked Index Annuities 431 283 52% - - 0% 431 283 52% Variable Annuities 1,187 531 124% - - 0% 1,187 531 124% Guaranteed Investment Contracts 994 1,351 (26%) - - 0% 994 1,351 (26%) GIC - European Medium Term Note 624 - 0% - - 0% 624 - 0% Life - - 0% 24 28 (14%) 24 28 (14%) Sub-Total 4,062 2,835 43% 24 28 (14%) 4,086 2,863 43% Prudential Asia: Insurance Products 182 42 333% 106 79 34% 288 121 138% Investment Products 583 72 710% - - 0% 583 72 710% Sub-Total 765 114 571% 106 79 34% 871 193 351% Group Total: Insurance Products 10,639 6,982 52% 489 453 8% 11,128 7,435 50% Investment Products 1,195 207 477% 20 15 33% 1,215 222 447% Group Total 11,834 7,189 65% 509 468 9% 12,343 7,657 61% 1999 1998 #m #m UK Banking Products Funds Under Management: Prudential Banking 577 856 egg 7,565 1,332 -------------- Total 8,142 2,188 -------------- Asset Book: Prudential Banking 1,255 664 egg 802 11 ------------- Total 2,057 675 ------------- General Insurance UK Gross Premiums Written 318 310 SCHEDULE 2 Single Regular Total 1999 1998 +/-(%) 1999 1998 +/-(%) 1999 1998 +/-(%) #m #m #m #m #m #m UK Operations Retail IFA: Individual Pensions 179 216 (17%) 48 42 14% 227 258 (12%) Corporate Pensions 110 45 144% 14 16 (13%) 124 61 103% Life 2,076 1,434 45% 74 74 0% 2,150 1,508 43% Annuities 118 93 27% - - 0% 118 93 27% Investment Products 49 54 (9%) 3 - 0% 52 54 (4%) Sub-Total 2,532 1,842 37% 139 132 5% 2,671 1,974 35% DSS Rebates 64 33 94% - - 0% 64 33 94% Total 2,596 1,875 38% 139 132 5% 2,735 2,007 36% Prudential Group Pensions: Corporate Pensions 483 389 24% 81 37 119% 564 426 32% Annuities 147 155 (5%) - - 0% 147 155 (5%) Total 630 544 16% 81 37 119% 711 581 22% Prudential Annuities: Annuities 1,540 451 241% - - 0%1,540 451 241% M&G IFA: Individual Pensions 39 - 0% 2 - 0% 41 - 0% Life 8 - 0% 1 - 0% 9 - 0% Investment Products 323 - 0% 2 - 0% 325 - 0% Total 370 - 0% 5 - 0% 375 - 0% Total IFA Channel: 5,136 2,870 79% 225 169 33%5,361 3,039 76% M&G Summary (IFA + Direct): Individual Pensions 39 - 0% 2 - 0% 41 - 0% Life 8 - 0% 1 - 0% 9 - 0% Investment Products 523 - 0% 10 - 0% 533 - 0% Total 570 - 0% 13 - 0% 583 - 0% Notes to Schedules: 1. The table above analyses UK IFA channel sales by business unit and provides a summary of the M&G new business premiums for the eight month period from acquisition to 31 December. 2. The figures for overseas operations have been calculated using average exchange rates. The applicable rate for Jackson National Life is 1.62 (December 1998 - 1.66). After adjusting for the impact of foreign currency movements, the Group's single premium sales increased by 63%, and regular premium sales increased by 8%. 3. The 1998 figures exclude the results of the Australian and New Zealand operations that were sold in that year. Keywords: Pension, Annuities, Annuity, Pensions, Prudential Annuities Please note that the annuities and income drawdown information contained within the articles and general text on Annuities Central may not be intended for annuity consumer use, may no longer be current and should not be used by consumers to make financial decisions. It is very important that you don't use this annuity information in isolation to decide which annuity or annuity alternative to buy. Annuity comparisons and pensions information or opinions expressed are made as at the date of this publication and are subject to change without notice. Always seek the help of an annuity broker before you buy an annuity.

annuity comparisons Visit Open Annuities

You could increase your annuity by thousands. Make sure you recognise the best annuity advice when you get it. The more information about annuities you have, the more able you will be to recognise the best annuity advice when you receive it.
Visit Open Annuities Financial Services Register Number 530750


Annuity Plan Visit Pension Annuity Plan

You may be able to secure several thousand pounds more over your lifetime from annuity providers than your current pension provider. Many are unaware of this very important information. The more information you have, the more able you will be to recognise the best deal when you see it.
Visit Pension Annuity Plan Financial Services Register Number 530750


annuities plan Visit Annuities Plan

All fund sizes welcomed. Why should the annuity buyer be careful? Buying from your pension provider isn't always necessarily the best idea.
Visit Annuities Plan Financial Services Register Number 530750


annuity comparisons Visit Pension Annuity Planner

This company may be able to increase your standard pension annuity through enhanced annuities.
Visit Pension Annuity Planner Financial Services Register Number 530750


annuity comparisons Visit Annuity Base

Using specialist annuity industry search software, an FCA registered Independent Financial Adviser will query top annuity and annuity alternative providers' databases to help you compare and choose which one is the best for you.
Visit Annuity Base Financial Services Register Number 530750


annuity comparisons Visit The Enhanced Annuity

Specialists in enhanced annuities. It is estimated that up to 40% of the UK population could boost their pension annuity income with an "enhanced annuity".
Visit The Enhanced Annuity Financial Services Register Number 483817


annuity comparisons Visit Annuity Comparisons

Why would you use an automated annuity comparison website when an authorised, qualified pension consultant can advise you which is the best annuity for free with no obligation to buy? There are many reasons why you should not trust your future income to comparison tables on faceless sites. In some matters you need absolute certainty.
Visit Annuity Comparisons Financial Services Register Number 483817


annuity comparisons Visit Annuities Extra

Pension annuities for those of us who are not in the best of health. If you've a health problem, no matter how small or insignificant you think it is, you'll stand an increased chance of a higher annuity income.
Visit Annuities Extra Financial Services Register Number 483817


annuity comparisons Visit Simple Annuities

Finding an annuity does not have to be difficult. Pension annuity retirement finance experts with vast experience of annuities are waiting to help you. Compare pension annuities and annuity alternatives now.
Visit Simple Annuities Financial Services Register Number 483817


annuity comparisons Visit The Female Annuity

1000's of women retire every week in the UK. Compare annuities for women and their alternatives.
Visit The Female Annuity Financial Services Register Number 460094


annuity comparisons Visit Annuity Pathway

Your simple pension annuity journey. How you might take the wrong annuity route and lose the annuity income that is rightfully yours.
Visit Annuity Pathway Financial Services Register Number 460094


annuity comparisons Visit Just One Bite Annuities

How a pension annuity will affect your life. You will only get one bite of the annuity apple. Once you buy an annuity, there's no going back.
Visit Just One Bite Annuities Financial Services Register Number 460094


annuity comparisons Visit Pension Annuities Plus

Your annuity income may increase if you have had certain conditions such as high blood pressure, asthma or high cholesterol. This is also true for smokers and for those who have worked in certain occupations. Get pension annuity comparisons now.
Visit Pension Annuities Plus Financial Services Register Number 483817


annuity comparisons Visit Annuity Answers

Why should the pension annuity buyer beware and why do so many retirees ignore a much bigger annuity income? Compare annuities now.
Visit Annuity Answers Financial Services Register Number 483817


annuity comparisons Visit Smokers Annuities

Your lifespan as a smoker and your annuity options. We're sorry to be blunt, but you most likely already know that smokers, in general, have shorter lifespans than non-smokers. Of course annuity providers are well aware of this unfortunate fact of life. Increase your annuity now.
Visit Smokers Annuities Financial Services Register Number 483817


annuity comparisons Visit Annuity Key

Unlike some companies, all fund sizes are accepted. The Retirement Income Customer Hotline Limited may be able to boost your pension income by more than 40% compared with your current pension provider's offering.
Visit Annuity Key Financial Services Register Number 460094


annuity comparisons Visit Buy an Annuity

Buying an annuity from your pension provider isn't always necessarily the best option! You might be able to secure several thousand pounds more over your retirement from annuity providers than your current pension provider.
Visit Buy an Annuity Financial Services Register Number 154622


annuity office Visit Annuity Office

We recognise our annuity clients as individuals, which is why we deal with every case on a one-to-one individual basis. Did you know for instance that your income may increase if you have had certain health problems such as high blood pressure, high cholesterol or asthma? This is also true for smokers and for those who have worked in certain occupations.
Visit Annuity Office Financial Services Register Number 483817