UK Annuities: FINANCIAL CONDUCT REGULATED SITES • QUALIFIED, TRUSTWORTHY ANNUITY ADVICE

Centralising Your Pension Annuity Search

BUT FIRST, SOME IMPORTANT INFORMATION THAT COULD BOOST YOUR RETIREMENT FINANCES Have you taken out a credit or store card, mortgage, secured loan, unsecured loan or hire purchase agreement in the last 10 years? If you have (or have had) a mortgage, loan or credit card with providers such as Barclaycard, Abbey, Santander, Littlewoods, MBNA, Halifax, HSBC, HBOS, Lloyds, Natwest, RBS or in fact any other credit provider, you may be able to reclaim up to £15,000 if you were sold PPI insurance - in most cases even if you have lost the paperwork. Learn more about PPI Claims now!


annuity comparisons Visit Open Annuities

You could increase your annuity by thousands. Make sure you recognise the best annuity advice when you get it. The more information about annuities you have, the more able you will be to recognise the best annuity advice when you receive it.
Visit Open Annuities Financial Services Register Number 530750


Annuity Plan Visit Pension Annuity Plan

You may be able to secure several thousand pounds more over your lifetime from annuity providers than your current pension provider. Many are unaware of this very important information. The more information you have, the more able you will be to recognise the best deal when you see it.
Visit Pension Annuity Plan Financial Services Register Number 530750


annuities plan Visit Annuities Plan

All fund sizes welcomed. Why should the annuity buyer be careful? Buying from your pension provider isn't always necessarily the best idea.
Visit Annuities Plan Financial Services Register Number 530750


annuity comparisons Visit Pension Annuity Planner

This company may be able to increase your standard pension annuity through enhanced annuities.
Visit Pension Annuity Planner Financial Services Register Number 530750


annuity comparisons Visit Annuity Base

Using specialist annuity industry search software, an FCA registered Independent Financial Adviser will query top annuity and annuity alternative providers' databases to help you compare and choose which one is the best for you.
Visit Annuity Base Financial Services Register Number 530750


annuity comparisons Visit The Enhanced Annuity

Specialists in enhanced annuities. It is estimated that up to 40% of the UK population could boost their pension annuity income with an "enhanced annuity".
Visit The Enhanced Annuity Financial Services Register Number 483817


annuity comparisons Visit Annuity Comparisons

Why would you use an automated annuity comparison website when an authorised, qualified pension consultant can advise you which is the best annuity for free with no obligation to buy? There are many reasons why you should not trust your future income to comparison tables on faceless sites. In some matters you need absolute certainty.
Visit Annuity Comparisons Financial Services Register Number 483817


annuity comparisons Visit Annuities Extra

Pension annuities for those of us who are not in the best of health. If you've a health problem, no matter how small or insignificant you think it is, you'll stand an increased chance of a higher annuity income.
Visit Annuities Extra Financial Services Register Number 483817


annuity comparisons Visit Simple Annuities

Finding an annuity does not have to be difficult. Pension annuity retirement finance experts with vast experience of annuities are waiting to help you. Compare pension annuities and annuity alternatives now.
Visit Simple Annuities Financial Services Register Number 483817


annuity comparisons Visit The Female Annuity

1000's of women retire every week in the UK. Compare annuities for women and their alternatives.
Visit The Female Annuity Financial Services Register Number 460094


annuity comparisons Visit Annuity Pathway

Your simple pension annuity journey. How you might take the wrong annuity route and lose the annuity income that is rightfully yours.
Visit Annuity Pathway Financial Services Register Number 460094


annuity comparisons Visit Just One Bite Annuities

How a pension annuity will affect your life. You will only get one bite of the annuity apple. Once you buy an annuity, there's no going back.
Visit Just One Bite Annuities Financial Services Register Number 460094


annuity comparisons Visit Pension Annuities Plus

Your annuity income may increase if you have had certain conditions such as high blood pressure, asthma or high cholesterol. This is also true for smokers and for those who have worked in certain occupations. Get pension annuity comparisons now.
Visit Pension Annuities Plus Financial Services Register Number 483817


annuity comparisons Visit Annuity Answers

Why should the pension annuity buyer beware and why do so many retirees ignore a much bigger annuity income? Compare annuities now.
Visit Annuity Answers Financial Services Register Number 483817


annuity comparisons Visit Smokers Annuities

Your lifespan as a smoker and your annuity options. We're sorry to be blunt, but you most likely already know that smokers, in general, have shorter lifespans than non-smokers. Of course annuity providers are well aware of this unfortunate fact of life. Increase your annuity now.
Visit Smokers Annuities Financial Services Register Number 483817


annuity comparisons Visit Annuity Key

Unlike some companies, all fund sizes are accepted. The Retirement Income Customer Hotline Limited may be able to boost your pension income by more than 40% compared with your current pension provider's offering.
Visit Annuity Key Financial Services Register Number 460094


annuity comparisons Visit Buy an Annuity

Buying an annuity from your pension provider isn't always necessarily the best option! You might be able to secure several thousand pounds more over your retirement from annuity providers than your current pension provider.
Visit Buy an Annuity Financial Services Register Number 154622


annuity office Visit Annuity Office

We recognise our annuity clients as individuals, which is why we deal with every case on a one-to-one individual basis. Did you know for instance that your income may increase if you have had certain health problems such as high blood pressure, high cholesterol or asthma? This is also true for smokers and for those who have worked in certain occupations.
Visit Annuity Office Financial Services Register Number 483817


FSA ANNUITIES: Annuities News


The FSA announces its Consumer Education programme

The Financial Services Authority (the FSA) today publishes its Consumer Education strategy. The Policy Statement outlines how the FSA will meet its new objective to promote public understanding of the financial system and follows consultation (CP15) with consumer groups and the industry.
At the launch Howard Davies, Chairman of the FSA, said:

"The Government has set us the challenge of raising public awareness to help ensure that there is never another scandal like pensions mis-selling. This strategy will make a crucial contribution to the overall success of the FSA."

Main Themes

There will be two main themes to the FSAs work:

Education for Financial Literacy to help provide individuals with the knowledge and skills base necessary to become questioning and informed consumers of financial services.

Consumer Information and Advice to provide impartial information and generic advice to help consumers plan their finances and make informed choices, while not being prescriptive or recommending individual products and services.

Consumer Relations Director Christine Farnish added:

"A key priority is ensuring that managing money is taught in all schools to help children leave school prepared for adult life. This is a necessary foundation if we are to succeed in our statutory objective to promote public understanding of the financial system."

A recent survey by MORI carried out for the Qualifications and Curriculum Authority has found a clear demand amongst secondary school children for lessons in money management to help them prepare for adult life. When asked what issues should be covered in more detail at school managing money came top of the list (48%), and only one in ten thought this was currently well covered in their lessons.

Key initiatives include:

Financial Literacy We are participating in the consultation process for the new curriculum for England, and are involved in proposals in Scotland for Education for Financial Capability. A Scottish project for pupils aged 14+ is already under way, and planning for an Education Conference in the Autumn has begun. For adults, work has started on the development of distance learning packages.

Generic Information and Advice The FSA has commissioned research into the current provision of consumer advice services in personal finance to find out what gaps exist. It is also carrying out quantitative consumer research into what information and advice people feel they need and how they would like it made available. Once this research is completed in the summer proposals will be developed for the provision of generic consumer advice services in personal finance.

Around 2,000 FSA consumer guides and factsheets are being ordered each week. A second series of consumer booklets are in production, including guides to making a complaint, mortgages, and annuities.

Town Meetings Building on the successful pilots earlier this year, other formats are being tested, including working with employers. The next meeting will be on 24 June in Birmingham as part of the London Stock Exchanges Share Aware week.

FSA Consumer website The FSA website is being developed to provide relevant and consumer friendly information. The design and development of the new consumer pages is already under way, and they will be launched in the autumn.

League Tables Following the Chancellors Budget Statement research has been commissioned to develop and test model league tables and consultation will take place in September.

Consumer Education Forum The Forum has been set up to provide consumer groups and the industry with an opportunity to advise the FSA on its Consumer Education strategy and work programme. A priority is to help set criteria for how the FSA should collaborate with other organisations without compromising its independence.

Responses

The FSA received over 100 responses to its consultation. Most respondents agreed that the FSA is well placed to lead, co-ordinate and develop consumer education. Strong support was given to the view that the FSA needed to be seen as independent and impartial, particularly from the industry it has been set up to regulate. There was also strong support for the FSA developing its own role as a direct provider of impartial and authoritative generic consumer information and advice.

Todays statement is the first describing in detail how the FSA will meet each of its four strategy objectives. Statements on the other three statutory objectives will follow.

The Government announced on 20 May 1997 that it would create a single regulator for all financial firms and markets by merging nine regulatory bodies: the Securities and Investments Board (SIB), the Supervision and Surveillance Department of the Bank of England, the Investment Management Regulatory Organisation (IMRO), the Personal Investment Authority (PIA), the Securities and Futures Authority (SFA), the Insurance Directorate of the Department of Trade and Industry, the Building Societies Commission (BSC), the Friendly Societies Commission (FSC), and the Registry of Friendly Societies (RFS).

The Financial Services Authority (the FSA) was formally launched on 28 October 1997. The FSA has established single authorisation, supervision, investigation and discipline, training and competence, consumer relations and central services functions, and is working towards the construction of a single handbook of rules and guidance, a single complaints handling regime and a single compensation scheme.

The Financial Services and Markets Bill sets out four statutory objectives for the FSA. These are:

maintaining confidence in the UK financial system;

promoting public understanding of the financial system;

securing the appropriate degree of protection for consumers; and

reduction of financial crime.

The FSAs freephone leafletline number is 0800 917 3311. Booklets currently available are the FSA guides to: ISAs; financial advice; pensions; the euro; boosting your occupational pension; and contracting out of SERPS. The FSA also has a factsheet on personal pensions your choices before stakeholder pensions start.

Consultation Paper 15 Promoting public understanding of financial services: a strategy for consumer education was issued on 11 November 1998.

Copies of the Policy Statement Consumer education: A strategy for promoting public understanding of the financial system are available on the FSA website, or from the FSA publications department (price 10) on receipt of a cheque made payable to the FSA.

The survey carried out by MORI was based on 3529 self completion questionnaires with pupils aged 11-16 in 142 secondary schools in England and Wales. Questionnaires were completed during a supervised classroom session with a MORI interviewer between 18 January and 12 February 1999.

Keywords: Pension, Annuities, Annuity, Pensions

Please note that the annuities and income drawdown information contained within the articles and general text on Annuities Central may not be intended for annuity consumer use, may no longer be current and should not be used by consumers to make financial decisions. It is very important that you don't use this annuity information in isolation to decide which annuity or annuity alternative to buy. Annuity comparisons and pensions information or opinions expressed are made as at the date of this publication and are subject to change without notice. Always seek the help of an annuity broker before you buy an annuity.

annuity comparisons Visit Open Annuities

You could increase your annuity by thousands. Make sure you recognise the best annuity advice when you get it. The more information about annuities you have, the more able you will be to recognise the best annuity advice when you receive it.
Visit Open Annuities Financial Services Register Number 530750


Annuity Plan Visit Pension Annuity Plan

You may be able to secure several thousand pounds more over your lifetime from annuity providers than your current pension provider. Many are unaware of this very important information. The more information you have, the more able you will be to recognise the best deal when you see it.
Visit Pension Annuity Plan Financial Services Register Number 530750


annuities plan Visit Annuities Plan

All fund sizes welcomed. Why should the annuity buyer be careful? Buying from your pension provider isn't always necessarily the best idea.
Visit Annuities Plan Financial Services Register Number 530750


annuity comparisons Visit Pension Annuity Planner

This company may be able to increase your standard pension annuity through enhanced annuities.
Visit Pension Annuity Planner Financial Services Register Number 530750


annuity comparisons Visit Annuity Base

Using specialist annuity industry search software, an FCA registered Independent Financial Adviser will query top annuity and annuity alternative providers' databases to help you compare and choose which one is the best for you.
Visit Annuity Base Financial Services Register Number 530750


annuity comparisons Visit The Enhanced Annuity

Specialists in enhanced annuities. It is estimated that up to 40% of the UK population could boost their pension annuity income with an "enhanced annuity".
Visit The Enhanced Annuity Financial Services Register Number 483817


annuity comparisons Visit Annuity Comparisons

Why would you use an automated annuity comparison website when an authorised, qualified pension consultant can advise you which is the best annuity for free with no obligation to buy? There are many reasons why you should not trust your future income to comparison tables on faceless sites. In some matters you need absolute certainty.
Visit Annuity Comparisons Financial Services Register Number 483817


annuity comparisons Visit Annuities Extra

Pension annuities for those of us who are not in the best of health. If you've a health problem, no matter how small or insignificant you think it is, you'll stand an increased chance of a higher annuity income.
Visit Annuities Extra Financial Services Register Number 483817


annuity comparisons Visit Simple Annuities

Finding an annuity does not have to be difficult. Pension annuity retirement finance experts with vast experience of annuities are waiting to help you. Compare pension annuities and annuity alternatives now.
Visit Simple Annuities Financial Services Register Number 483817


annuity comparisons Visit The Female Annuity

1000's of women retire every week in the UK. Compare annuities for women and their alternatives.
Visit The Female Annuity Financial Services Register Number 460094


annuity comparisons Visit Annuity Pathway

Your simple pension annuity journey. How you might take the wrong annuity route and lose the annuity income that is rightfully yours.
Visit Annuity Pathway Financial Services Register Number 460094


annuity comparisons Visit Just One Bite Annuities

How a pension annuity will affect your life. You will only get one bite of the annuity apple. Once you buy an annuity, there's no going back.
Visit Just One Bite Annuities Financial Services Register Number 460094


annuity comparisons Visit Pension Annuities Plus

Your annuity income may increase if you have had certain conditions such as high blood pressure, asthma or high cholesterol. This is also true for smokers and for those who have worked in certain occupations. Get pension annuity comparisons now.
Visit Pension Annuities Plus Financial Services Register Number 483817


annuity comparisons Visit Annuity Answers

Why should the pension annuity buyer beware and why do so many retirees ignore a much bigger annuity income? Compare annuities now.
Visit Annuity Answers Financial Services Register Number 483817


annuity comparisons Visit Smokers Annuities

Your lifespan as a smoker and your annuity options. We're sorry to be blunt, but you most likely already know that smokers, in general, have shorter lifespans than non-smokers. Of course annuity providers are well aware of this unfortunate fact of life. Increase your annuity now.
Visit Smokers Annuities Financial Services Register Number 483817


annuity comparisons Visit Annuity Key

Unlike some companies, all fund sizes are accepted. The Retirement Income Customer Hotline Limited may be able to boost your pension income by more than 40% compared with your current pension provider's offering.
Visit Annuity Key Financial Services Register Number 460094


annuity comparisons Visit Buy an Annuity

Buying an annuity from your pension provider isn't always necessarily the best option! You might be able to secure several thousand pounds more over your retirement from annuity providers than your current pension provider.
Visit Buy an Annuity Financial Services Register Number 154622


annuity office Visit Annuity Office

We recognise our annuity clients as individuals, which is why we deal with every case on a one-to-one individual basis. Did you know for instance that your income may increase if you have had certain health problems such as high blood pressure, high cholesterol or asthma? This is also true for smokers and for those who have worked in certain occupations.
Visit Annuity Office Financial Services Register Number 483817